ABOUT VIVA WEALTH FINANCIAL PLANNERS

“Michael and Vanessa have a skill set unique within their industry. They gave us so much more than we ever envisaged and quickly became our ‘life planners’. As a close team, they guided us to design the life we wanted, then create a financial plan to achieve it. We valued their passion to find the right solutions for us, and make decisions which were best for our family. We felt extremely confident in their considerable industry knowledge, honest communication and professional approach to our personal discussions. We thought we were on top of our finances before, but their service has truly changed our life.” Frank and Jo

I just wanted to send you a quick email to say we are both thoroughly enjoying our sessions to work on our core values. It’s crazy what we have discovered about each other, and the conversations it has sparked before, during and after have been so good for our growth and development as a couple. Really interesting that the house didn’t come up in first session and yet after our session today we have both gained clarity knowing we don’t want a bigger mortgage, we love our location (even though a back block) and think a reno bucket and Andrews new roster will allow him to enjoy building – all the things he loves to do as well as improve our home at the same time hopefully without spending huge amounts of $$. We have pondered and held back in doing anything with our house as we were never sure whether we wanted to sell and move, renovate etc and after our sessions you have asked the right questions, given us time to work through our thoughts and ponder over our options which in turn has given us clarity. Andrews words tonight when we got home were,” I’m enjoying the sessions with Michael”. He even said he would make a list of what ingredients he needs for dinner on Wednesday night- blow me down with a feather! PS I have done my homework.

I have been Michael’s client for 10 years now. I met him at the tail end of my divorce and about to settle. After sharing all the details, he was able to give me a very clear view of where I was heading in my financial future. After speaking with him, I continued negotiations with my settlement, and ended with a much better outcome with his encouragement and insight. I then set up my superannuation with his help. He has guided me and advised my ever since. During my time with Michael I have found him to be a caring and very solid adviser. At no time have I just felt like a number or that he cared more about the bottom line. Time has demonstrated his integrity and straightforwardness, his maturity and humanity in the considered and holistic approach of his financial advice. I whole heartedly recommend Michael and Viva Wealth.

I was originally referred to Michael after realising my previous financial adviser didn’t have MY best interests at heart. From the moment I sat down with Michael, I felt completely at ease. Being someone who is not very well versed in finance matters, I found Michael explained things to me in simple terms without making me feel “dumb” and happily explained things to me when I didn’t understand. He advised me on strategies that made complete sense and on those that would maximise my investment wealth. He is very passionate about his work and I left his office feeling he genuinely cared about my financial wellbeing and most importantly, my future. Michael has worked very hard on my portfolio and has given me goals to strive for and a clear path on where I’m headed into retirement. I feel completely comfortable with Michael and would happily recommend his services.

Both my wife and I have known Michael Carmody for 10 years now. His contact details were given to us by friends who have known him as a friend as well as financial advisor. Since that first meeting with Michael we were impressed with his knowledge and experience in planning our future with regards to our self-managed superannuation fund .With Michaels help , advice and information we are now are settled into our retirement phase with not a worrying concern about our future with regards to finance and life style, he has put our mind at rest with our after work life and the years ahead. His personal visits to our home when requested and the fact that he is contactable via phone and email we found as very convenient and for this we are grateful. He made clear the options and paths we have and because of this I would and have recommended him to others who are wanting a retirement plan. He has a wonderful personality and presentation.